Your new weapon against ID theft.

Judgement for an early Christmas present. On December 4, President George W. Bush signs law Fair & precision credit operations (FACT Act) of 2003, an improved version and updated in 1970 Fair Credit Reporting Act, which governs the world of bad credit reports, credit rating And the sensitive personal data .

The old version was not quite fair to consumers. Vague minimum of rules and implementation, combined with the rise of the Internet, has provided 10 million victims of identity theft only in USA in 2002. The cost: $ 53 billion surprising - and that does not include the 300 hours spent millions of people trying to fix damaged credit records (see BW Online, 8/14/03, “why is your Easy Pickings ID “).

“More Tools.” The fact, the law gives consumers a series of new weapons in their fight against identity theft. But they must remain on the alert. “Consumers are still the front line his own defence against the two credit bureau errors and identity theft,” warns Edward Mierzwinski, program director of consumer protection Outfit U.S. public interest.

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