Consumers are driving companies away from cash transactions only
The 45 years of Elkridge, Md., mother of two adolescent son, rarely money in their pockets more - Cash is too easy to lose that flight and, last but not least,.
“Cash has legs,” says Simmons. “He does not want to go, but everywhere in the pocket. I just do not like that about me. ”
Simmons, to give up, even by writing checks by the salary of their bills online will be entirely paperless if not for the few souls, not plastic: “There are times when you need ‘ cash - as if my boys ask me for $ 5.
Thanks to consumers like Simmons, plastic recently made the paper as the nature of the payment at the checkout lines of the nation, for the first time, and experts say it will soon be commonplace to pay for almost anything occurs with a map.
The paper has been steadily losing on the various forms of plastic - credit, debit or prepaid cards - and last year, the balance tilted cards was 53 percent of store purchases, while than cash or cheques were presented for 47 percent of them, according to the latest study by the Consumer payment “Settings”.
Previously, it was possible that consumers did not have three payment options: cash, cheque or credit card. But in these days, companies are heavily promoting the use of new debit and prepaid cards, which resemble credit cards but act like cash, that users do not have the debt or interest rates to be charged.
Television ads have long featured comedian Jerry Seinfeld illustrates the benefits of using his American Express in service stations and supermarkets, but it is evolved in recent times, baseball team owner George Steinbrenner, claims to the preservation of its registration as a sore hand instead of a Visa card helps to check the accounts of stage and players salaries.
Card aggressive sectors traditionally get only cash or checks - such as parking, insurance companies and fast-food restaurants - starting with their cards.
Accordingly, consumers, once booked their tickets for Big ticket items such as kitchen utensils and travel summer vacation, now they use for big things, small and intermediate.
Expect to see new combat arts epic Hero? Go online and purchase tickets in advance with your credit card. Deadline for payment of your monthly rent? Forget the e-mail and your credit card. Do you need a rapid correction of caffeine? Just whip your prepaid Starbucks card.
Simmons with his Visa debit card to pay for gas, and sometimes lunch.
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